Welcome to Legasi.com.my (“we,” “us,” or “our”). These Terms of Service (“Terms”) govern your use of our website and the services we provide. By accessing or using the website located at www.legasi.com.my (the “Site”) or any services provided through it, you agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with these Terms, please do not use our Site or services.
1. Acceptance of Terms
By accessing and using this Site, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, you are not authorized to access or use our services.
2. Services Provided
At Legasi.com.my, we offer a variety of services to help individuals and organizations plan and secure their financial and legacy futures. These services include:
✔️ Insurance: Providing coverage for life, health, and other insurance needs.
✔️ Will and Trust: Estate planning, including creating wills and setting up trusts.
✔️ Investments: Wealth ascension, protection, and transfer services for growing and managing investments.
✔️ Corporate Solutions: Employee benefits, corporate solutions, and insurance products.
✔️ Funeral Services, Burial Plot, and Columbarium: Providing funeral services and related products such as burial plots and columbarium spaces.
We reserve the right to modify or update the services we offer at any time.
3. Eligibility
You must be at least 18 years old and capable of entering into a binding contract under the laws of Malaysia to use our services. By using our Site, you confirm that you meet these eligibility requirements.
4. Privacy
We take your privacy seriously. Our Privacy Policy outlines how we collect, use, and protect your personal information. By using our Site, you consent to the practices described in our Privacy Policy.
5. Consultations and Services
We provide consultations for all services offered on the Site, including insurance, estate planning, investments, corporate solutions, and funeral services.
✔️ Booking Consultations: You may book consultations via our Site. Consultations may be in person, via phone, or online, depending on availability.
✔️ Payment: Some services may require payment. Payment must be made prior to the provision of services, unless otherwise agreed.
✔️ No Legal Advice: While we provide information and guidance, Legasi.com.my does not provide formal legal, financial, or tax advice. For legal advice, please consult with a qualified professional.
6. Fees and Payments
You agree to pay all fees associated with the services you request, as outlined on the Site. These fees are subject to change, and any changes will be communicated to you prior to the provision of services.
✔️ Payments for consultations, insurance policies, and other services must be made in full as per the terms set at the time of the transaction.
✔️ Refunds, if applicable, will be subject to the terms of each service offered.
7. Intellectual Property
All content on the Site, including but not limited to logos, text, images, graphics, and designs, is the property of Legasi.com.my and is protected by Malaysian and international copyright laws. You may not use, copy, reproduce, or distribute any part of the Site without our prior written consent.
8. User Responsibilities
You agree to:
✔️ Provide accurate and truthful information when using the Site and booking services.
✔️ Keep your account information secure.
✔️ Not engage in any unlawful activities or misuse the Site.
You are responsible for maintaining the confidentiality of your account information, including your username and password.
9. Third-Party Links
Our Site may contain links to third-party websites. We are not responsible for the content or practices of these third-party websites, and linking to them does not imply endorsement. Please review their privacy policies and terms before interacting with these sites.
10. Limitation of Liability
To the fullest extent permitted by law, Legasi.com.my shall not be held liable for any indirect, incidental, special, or consequential damages, or for any loss of profits, data, or reputation resulting from your use of the Site or the services provided. Our liability is limited to the maximum extent permitted by Malaysian law.
11. Termination
We reserve the right to suspend or terminate your access to the Site and services at our discretion, without notice, if you violate these Terms or for any other reason deemed necessary. Upon termination, all provisions that by their nature should survive termination shall remain in effect.
12. Indemnification
You agree to indemnify and hold harmless Legasi.com.my, its affiliates, and employees from any claims, losses, damages, or expenses arising from your use of the Site or violation of these Terms.
13. Dispute Resolution
Any disputes arising from or relating to these Terms or your use of the Site will be governed by the laws of Malaysia. Any legal actions must be brought before the courts of Malaysia.
14. Modifications to These Terms
We may update or modify these Terms at any time. When we make changes, we will update the date at the top of this page. Your continued use of the Site after any changes to these Terms will constitute acceptance of those changes.
15. Contact Information
If you have any questions about these Terms of Service, please contact us at:
Email: simonhg @ legasi.com.my
Website: www.legasi.com.my
Disclaimer:
The information provided on this website is for general informational purposes only and does not constitute legal, financial, or tax advice. You should consult with a licensed professional for legal, financial, or tax advice specific to your situation.
Privacy Policy
At Legasi.com.my, we are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.legasi.com.my (the “Site”) or use any of the services we offer.
By using our Site or engaging with our services, you consent to the collection and use of your personal information as outlined in this Privacy Policy.
1. Information We Collect
We collect two types of information when you use our Site:
1.1 Personal Information
Personal information is data that can be used to identify you, such as:
✔️ Full name
✔️ Email address
✔️ Phone number
✔️ Date of birth
✔️ Address
✔️ Financial information (such as banking details, credit card details, and investment preferences)
✔️ Identification details (such as your National Registration Identity Card (NRIC) number)
✔️Any other information that you provide us through forms on the Site
1.2 Non-Personal Information
Non-personal information is data that cannot be used to identify you and may include:
✔️ Browser type and version
✔️ Device type
✔️ Operating system
✔️ IP address
✔️ Referring URLs
✔️ Pages viewed and other browsing behavior
✔️ Location data
2. How We Use Your Information
We may use your personal information for the following purposes:
✔️ To provide our services: This includes providing estate planning, insurance, investment, corporate solutions, and funeral services, and facilitating consultations.
✔️ To communicate with you: We may use your contact information to respond to inquiries, provide updates on your service requests, send promotional materials, or notify you of changes to our services.
✔️ To process transactions: If you book consultations, buy services, or make payments, we may use your financial information to process these transactions.
✔️ To improve our services: We use analytics and tracking tools to enhance the functionality and usability of our Site.
✔️ To comply with legal obligations: We may use your data to fulfill legal requirements, such as tax reporting and estate management obligations.
3. How We Protect Your Information
We use commercially reasonable measures to protect the personal information we collect. This includes encryption, secure servers, and other technical safeguards. However, please note that no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
4. How We Share Your Information
We may share your personal information with third parties in the following situations:
✔️ With our service providers: We may share your information with trusted third-party companies who perform services on our behalf, such as payment processors, marketing partners, or website analytics providers. These third parties are required to maintain the confidentiality of your information.
✔️ For legal reasons: We may disclose your personal information if required by law or in response to legal processes, such as court orders or subpoenas.
✔️ With your consent: We may share your information with third parties if you give us your explicit consent to do so.
5. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to collect non-personal information about your interactions with our Site. This helps us improve the user experience, monitor Site traffic, and personalize content. You can manage your cookie preferences through your browser settings. If you choose to disable cookies, some features of our Site may not function properly.
6. Your Rights
As a user of our Site, you have certain rights with respect to your personal information:
✔️ Access: You have the right to request access to the personal information we hold about you.
✔️ Correction: If your personal information is incorrect or incomplete, you can request to have it corrected.
✔️ Deletion: You may request the deletion of your personal information, subject to certain legal exceptions.
✔️ Withdrawal of Consent: You have the right to withdraw your consent to process your personal information at any time. Please note that withdrawing consent may affect the services we can provide.
✔️ Opt-out: You can opt out of receiving promotional emails from us by following the unsubscribe instructions in the email or by contacting us directly.
To exercise any of these rights, please contact us at simonhg@legasi.com.my.
7. Third-Party Websites
Our Site may contain links to third-party websites. We are not responsible for the privacy practices of these sites, and we encourage you to read the privacy policies of any third-party websites you visit.
8. Children’s Privacy
Our Site and services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under the age of 18. If we learn that we have inadvertently collected personal information from a child under 18, we will take steps to delete that information.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal obligations. We will notify you of any significant changes by posting the updated policy on our Site, with the updated date at the top of the page. We encourage you to review this policy periodically to stay informed about how we are protecting your information.
10. Contact Us
If you have any questions or concerns about this Privacy Policy or our practices, please contact us at:
Legasi.com.my
Email: simonhg @ legasi.com.my
Website: www.legasi.com.my
Disclaimer:
The information provided in this Privacy Policy is for general informational purposes only and does not constitute legal advice. You should consult with a qualified legal professional regarding your specific privacy and data protection needs.